Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer : MarylandAccident and Health or Sickness Producer Series 20-24 Exam

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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

Question 1

Which of the following is NOT a mandated benefit in Maryland?

A. Weight reduction programs
B. Hearing aids for children
C. Treatment of mental illness
D. Treatment of substance abuse

Question 2

The primary purpose of disability income insurance is to:

A. Pay necessary hospital expenses when the insured is unable to work
B. Provide benefit payments for a period of time when the insured is unable to work
C. Pay any physicians' fees resulting from a disabling injury
D. Provide indemnity for loss of life

Question 3

Which one of the following causes of death typically would be included under an accidental death rider attached to a life insurance policy?

A. Illness or disease
B. Intentionally self-inflicted injuries
C. Automobile accidents resulting from the insured's negligence
D. War or acts of war

Question 4

Medical expense insurance typically EXCLUDES coverage for:

A. Maternity care benefits
B. Hospital care extending past 30 days
C. Hospital laboratory tests
D. Expenses incurred for primarily cosmetic surgery

Question 5

It is unlawful for a person to provide an advertisement that:

A. Makes a comparison of benefits between policies
B. Points out coverage advantages of a policy
C. Refers to the insurer's financial rating
D. Uses a policy title to misrepresent a coverage

Solutions: