Insurance Licensing NY-Life-Accident-and-Health : New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55

  • Exam Code: NY-Life-Accident-and-Health
  • Exam Name: New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55
  • Updated: Jul 16, 2026
  • Q & A: 122 Questions and Answers

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About Insurance Licensing NY-Life-Accident-and-Health Exam

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Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. Who is the beneficiary of a key person insurance policy?

A) Employee.
B) Business partner.
C) Employer.
D) Insured ' s spouse.


2. An insurer monitors the care an insured is receiving in the hospital to be sure that everything is proceeding according to schedule. This BEST describes

A) concurrent review.
B) claims adjudication.
C) benefit checking.
D) precertification authorization.


3. What is the primary feature of a Joint Life insurance policy?

A) It pays the death benefit after the last insured dies.
B) It is designed exclusively for estate planning.
C) It requires separate premiums for each insured.
D) It insures two or more lives under one policy.


4. The Group Life Underwriting risk selection process helps protect insurers from

A) medical underwriting.
B) adverse selection.
C) risk underwriting.
D) risk selection.


5. A common disaster clause states that if the beneficiary dies from the same accident as the insured individual, the insurer will proceed as if the

A) beneficiary and the insured individual died simultaneously.
B) beneficiary was never named on the policy.
C) beneficiary outlived the insured individual.
D) insured individual outlived the beneficiary.


Solutions:

Question # 1
Answer: C
Question # 2
Answer: A
Question # 3
Answer: D
Question # 4
Answer: B
Question # 5
Answer: D

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